SOFTWAREJOBS CALCULATORS

Malta salary calculator

Turn a gross salary into a clearer planning figure for Malta. Explore estimated deductions for 2026 or select a 2027–2028 scenario to review the assumptions for a future year.

FROM GROSS TO NET

Check the salary behind your offer.

Tax yearSalary entered asGross basic salary (€)Annual taxable extras (€)

Use the basic salary field for base pay only. Put taxable allowances, bonuses or statutory payments in extras when they are outside that figure. The tool does not add these payments for you.

Resident tax category

Check the conditions for the category you select. Relationship status alone does not establish eligibility: residence, qualifying children and, where applicable, joint income matter. Your payroll team or MTCA can confirm which computation applies.

Low-wage employee SSC option

Only affects basic weekly pay of €229.44 or less, using 2026 thresholds. The reduced option can reduce contributory benefits.

I am a Malta-resident employee, aged 18–64 throughout the selected year, born in 1962 or later, and eligible for the selected tax category. This is a full year of standard employment.

Calculation scope and planning assumptions

To estimate net annual pay, the model subtracts income tax and employee social security from taxable cash earnings. Tax uses taxable gross pay, while the contribution calculation uses basic pay. Dividing the annual net result by twelve produces a monthly average, not a forecast of a particular payslip.

Choosing a calculation year

For 2026, the model follows the published MTCA resident bands and 2026 employee Class 1 contribution schedule linked below. The 2027 and 2028 options apply the phased family-band measures announced in Budget 2026 while retaining 2026 standard bands and employee social security assumptions. Future contribution schedules have not been verified here. Treat those options as provisional planning scenarios.

When a personal payroll calculation is needed

Use this model only for standard full-year employment as a Malta-resident employee who is aged 18–64 for the whole year and was born in 1962 or later. Its scope excludes self-employed workers, pensioners, students on special schemes, non-residents, special tax programmes, partial years, overseas contributions, fringe benefits, multiple incomes and joint-income allocation. Individual reliefs, deductions, refunds and low-income or minimum-wage exemptions are not modelled; these may reduce actual tax. Request payroll advice for your own circumstances.

Official sources

Model reference reviewed: 10 November 2026. Use the output as general guidance and confirm personal figures with a qualified payroll or tax adviser.